Can you use afterpay on ebay?

eBay was founded in the year 1995, by Pierre Omidyar. Through its website, eBay facilitates business-to-business and consumer-to=consumer sales between individuals. An e-commerce company with headquarters in SanJose, California, it is multinational. Here, let’s know ‘Does eBay take afterpay?’

As the administrator of its website, eBay is an online auction, shopping, and selling website, where buyers and sellers find a wide range of goods and services from all over the world. The site of eBay is completely free for the buyers, but the sellers are required to pay a fee after a limited number of listings and then also when their items are sold.

Fortunately enough, eBay does take Afterpay for eligible products and select listings. If you’re lucky, you just might find your desired product offered with Afterpay as a payment method.


The company, based in Australia, offers a buy now pays later service that enables customers to pay later without entering into a loan agreement or paying upfront fees. Afterpay is an Australian company that enables commerce between retailers and customers using technology. 

With Afterpay, a real-time fraud and repayment capability assessment engine and end-to-end digital platform is performed in real-time. At present, in Australia, New Zealand, the United Kingdom, and the United States, Afterpay is integrated with more than 43,000 retailers.

The after-pay payment plan lets customers pay in four installments, interest-free. This gives your customers more options and adds more access to your products- without adding any additional cost or inconvenience to you. In addition to providing Afterpay access to their sellers, they strive to support them in growing their business and competing.

There is an Afterpay payment option available for most items listed on, between AU $1 and 1,500. The payment option will be displayed on the listing page and at the checkout for the buyers.

ANZ’s afterpay has gained a significant following in Australia, growing rapidly to more than 3 million active customers in ANZ (6.6 million worldwide), with more than 30,000 active retail merchants using the service. Nearly universal awareness of afterpay services also exists among Australians (91%).

On 3rd April 2020, a new partnership between Australia’s number one shopping site,, and Australia’s number one Buy Now Pay Later platform, Afterpay. To offer shoppers greater payment flexibility when making purchases online.

Afterpay on eBay: Benefits

  1. Your eligible listings are automatically enabled for Afterpay, so you don’t have to do anything extra
  2. When your listings include an Afterpay option, you won’t incur any additional costs.
  3. The buyer manages their repayments through Afterpay, so you still get paid in full. eBay handles the rest.

Payment with Afterpay

The way you’re paid doesn’t change, and you can use Afterpay at no additional cost. You will see Afterpay as a payment option at checkout if it’s available for your eBay purchase. If you do not already have an afterpay account, you will be asked to create one. 

When Afterpay is available, make the following changes to your order:

  1. When checking out, customers have the option of selecting afterpay as their payment method. 
  2. Afterpay account if they don’t already have one, customers can create an account. 
  3. Once they have reviewed their Installment Plan and payment details, they can complete their checkout.
  4. In the normal course of business, upon placing the order you’ll be paid in full for it. It will be as usual for you to ship the item to the customer.

So you do not have to do anything, since Afterpay is automatically available on all eligible listings. You’ll get paid for the order in full and you won’t even know nor have any idea that the buyer has used Afterpay. To keep your customers happy, you simply need to continue providing them with great services. 

The only difference is that if you’re using a voucher or eBay gift card, you can still use Afterpay. Make sure you enter any redemption codes you’re using and select Apply before completing your order.

Afterpay declined

As a responsible shopper, the longer you have been using Afterpay, the more likely you will be approved for your purchase. Every time you make a purchase, afterpay evaluates your repayment capability. 

When Afterpay is unable to accept your payment, it may be for one of the following reasons:

  1. The card you used was declined
  2. Your account has reached the spending limit for Afterpay
  3. Afterpay still owes you money
  4. The information you provided to Afterpay could not be verified.

When you checkout, you still have the option to pay by another method, such as a credit card. Just choose another payment method when you choose your payment method.   


If you return an item after making an eBay purchase, afterpay will reimburse your credit card for the cost and/or adjust your repayment schedule accordingly. This usually takes 2-3 days, but may take up to 10 days in some cases.  

The Installments you’ve already paid will be refunded, and the payment plan will be canceled. In the case of a $100 order with $50 paid so far, Afterpay will refund you $50 and end your payment plan.

If you would like to manage your Afterpay payments, please log in to your Afterpay account via our download the Afterpay app.


As a result of the recent surge in demand for technology and home office supplies, along with entertainment and fitness equipment, PayPal and Afterpay have seen an increased number of retail categories. As a result of the partnership, eBay will also be able to offer Afterpay on everyday items to respond to growing demand.

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