Does Aldi Accept Credit Cards In-Store?

Credit cards have become a go-to option of payment in the modern world. Many stores worldwide make use of this option and actually prefer it to cash as the mode of payment as it has shown remarkable results in the sales potential. People also prefer carrying credit cards over money as they only have to take a card with them to the stores rather than worrying about the amount of cash they have in hand. With that being said, if you are one of those people who like to carry a credit card and are wondering if your local Aldi store accepts credit cards, you have come to the right place. In this article, we are going to see if will Aldi accepts credit cards in-store.

Does Aldi accept payment through credit cards?

Yes, Aldi began to accept credit cards starting in March 2016 and has continued to do so to date. It accepts all sorts of credit cards including Discover, Visa, MasterCard, and American Express. Besides this, it has also begun delving into new modes of payment such as contact-less payment and tap-and-go.  

If you shop frequently at Aldi’s then you must find out more about Aldi’s credit card policy and how you can save your money at Aldi’s by paying your bills through a credit card by continuing to read below.

Does Aldi deduct a fee for using a credit card?

While it may have happened to you in the past that a retailer put the cost of fee on you, the customer. However, this will not happen when you deal with Aldi. It does not charge a fee on your credit card for shopping there. If you notice a fee being deducted, you must check in with your credit card company to ask about it.  

Types of credit cards accepted by Aldi

As mentioned above, Aldi accepts four major types of credit cards in the market. These include MasterCard, Visa, American Express, and Discover. With the use of these cards, customers can also get access to benefits such as discounts, which means more savings for you!

Does Aldi participate in the cash-back offer?

If you are among the users of cashback credit cards from Discover, then you must be wondering if Aldi will really return your cash at the time of billing. 

You can definitely avail the cashback offer as Aldi actively takes part in it. It has the same rule as with the debit card, that is, no more than $100 can be returned on a transaction. Besides this, the customers can only receive either $20. $40 or $100.  

Other types of credit card payments that Aldi accepts

There are other types of payments that Aldi accepts such as tap-and-go and payment through Google or Apple Pay.

Payment through Google or Apple Pay

If you forget your wallet at home time and time again while grocery shopping at Aldi’s, there is no need to worry. You can make your payment through Apple or Google Pay at the German grocery chain. 

All you have to do is enter your credit card information on your Apple or Google wallet. Then, you can easily pay for your items at the checkout with your mobile device. You need to hold up your phone near the NFC symbol and then wait for it to proceed. 

Payment through tap-and-go credit cards 

Aldi stores have equipped themselves with the latest near-field communication technology NFC to assist customers in paying through tap-and-go credit cards or Apple or Google Pay. All you have to do is hold up your tap-and-go card to the NFC symbol at the register. The reader will detect your card and approve it if it is eligible. Then, you are all set to go.

Which credit card is best for shopping at Aldi?

 When you are trying to determine the best credit card for shopping at Aldi, you must check which card is bringing you the most amounts of points or cashback on grocery store purchases for less prices. 

For this reason, it is recommended that you choose a flat-rate cashback card. It is beneficial for you not only in grocery-store shopping but also in other categories as well. It will help you acquire consistent rewards every time you buy something no matter where you are spending it. As with other stores such as Target, Aldi does not have a co-branded card, especially for Aldi shoppers. This gives Aldi shoppers the freedom to choose whichever reward card they desire.


Aldi accepts credit cards from Discover, American Express, Visa, and MasterCard. However, it is up to you to decide which cards work best for you.

Can I get cash back at Aldi?

Yes, you can get your cashback at Aldi if you have the right credit card for it.

Does Aldi offer a contactless payment service?

Yes, Aldi offers contact less payment in the form of Google or Apple Pay.

Is membership required for shopping at Aldi?

No, you do not need a membership to shop at Aldi stores.

William James

I help consumers answer their nagging queries about products, services, and companies. We aim to provide in-depth, well-researched, and accurate information in easy-to-follow guides and articles. Learn more here.

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