Does The Apple Card Work At Costco?

Apple Pay has grown in popularity recently as a convenient way to make contactless payments using your debit and credit cards.

Since Costco, one of the largest retailers in the world, is visited by thousands of people every day who use iPhones, you may be wondering if Costco accepts Apple Pay. Here is what I’ve found out!

Does The Apple Card Work At Costco?

Costco does accept Apple Card as a payment method at most warehouse locations and Costco gas stations as of 2022. If paying via Apple Pay in the United States, Costco will only accept Visa debit or Visa credit cards that are attached to the Apple Pay wallet. 

If you want to know more about Costco gas stations and Costco Canada taking Apple Pay, how to use Apple Pay at Costco, and other accepted modes of payment, keep on reading!

How Do I Know If My Local Costco Takes Apple Pay?

All Costco locations that have NFC readers (for contactless payments) will accept Apple Pay for iPhone users.

To find out if your local Costco accepts Apple Pay or not, you can use the Costco warehouse finder to get the contact number of a nearby Costco warehouse and ask them about it.

Do Costco Gas Stations Take Apple Pay?

Although Costco Customer Service does not list Apple Pay as an accepted form of payment at gas stations, we have found that some Costco gas stations in the U.S. do indeed accept Apple Pay.

As long as the Costco gas station is equipped with a contactless (NFC) reader and a Visa card is connected to your iPhone wallet, it will accept Apple Pay as a valid form of payment for your purchase. 

Does Costco Take Apple Pay In Canada?

Most Costco warehouse locations and gas stations in Canada that have contactless readers take Apple Pay as a valid form of payment (similar to Costco in the U.S.).

However, in Canada, customers can pay with MasterCard debit and credit cards that are connected to their Apple Pay accounts.

How Do I Use Apple Pay At Costco?

To use Apple Pay for making a purchase at a Costco warehouse or gas station, you need to first have a credit or debit card added to your Apple device.

You can follow these instructions to set up Apple Pay if you haven’t already done so.

Once you have added your card to Apple Pay, you simply need to bring your phone close to the NFC reader at the checkout counter when prompted by the employee to complete the transaction.

Note that you can only use Apple Pay with Visa cards in the U.S. since Costco U.S. has signed an exclusive deal with Visa.

In Canada, you can only use Apple Pay with MasterCard cards for the same reason.

What Other Forms Of Payment Does Costco Accept?

Other than Apple Pay, Costco accepts several forms of payment at its gas stations, warehouses, and online.

You can pay using any Visa card, PIN-based debit or ATM card, cash, check, or any form of mobile payment (such as Samsung Pay and Google Pay) at warehouse locations and gas stations.

As for Costco online, you can pay using Visa and MasterCard cards, PIN-based debit and ATM cards, Costco shop cards, and Discover cards.

To learn more, you can also see if Costco accepts Amex and PayPal as a payment method.


Costco does indeed take Apple Pay at most warehouses and gas stations in the U.S. and Canada. However, you can only use Apple Pay with Visa cards in the U.S. and MasterCard cards in Canada.

To use Apple Pay at a Costco location, bring your mobile close to the NFC reader when the employee asks you to do so.

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